Tomball Home Affordability Inches Up in Q2 2025, HAR Data Reveals
Tomball homebuyers saw slight improvements in affordability in the second quarter of 2025, reflecting a broader positive trend across Greater Houston, according to the Houston Association of Realtors’ Housing Affordability Index.
Across the Houston metro, 39% of households could afford a median-priced home in Q2, up from 37% a year earlier. In Tomball, affordability stood at 28%, with a median home price of $400,000. Monthly payments averaged about $2,980, and buyers needed a qualifying annual income of $119,200 — down 1.0% from 2024.
Compared to many neighboring markets, Tomball’s affordability challenges remain moderate, especially when contrasted with higher-priced areas in northern Harris County. Steady demand, good schools, and a growing commercial corridor continue to support home values.
HAR Chair Shae Cottar observed, “While affordability challenges remain for many people, the Houston market is showing encouraging signs of balance. Mortgage rates have been edging lower and recently hit their lowest point since April, which could draw more prospective buyers into the market. At the same time, many remain cautious, with inflation playing a key role in their decisions.”
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Rental Market Offers Some Relief
Rental affordability is trending upward across the Houston region, with HAR reporting that 46% of renters could afford the average lease price for a single-family home in Q2 2025. That average fell to $2,100 — down 4.1% year-over-year — requiring an annual income of $84,000. In Tomball, rental prices have eased as new apartment complexes and single-family rental communities come online, giving residents more choice.
For many would-be buyers, leasing remains an attractive short-term option, especially for those waiting for interest rates to drop further or saving for a down payment. Lower rents can also free up monthly cash flow, making it easier for households to build savings toward eventual homeownership.
Local Implications
While home prices in Tomball remain above the metro median, the slight drop in qualifying income requirements — from $120,400 to $119,200 — and easing mortgage rates are welcome news for local buyers. First-time homeowners, in particular, may find opportunities in older resale properties or smaller new builds on the edges of town. Entry-level and mid-tier homes continue to see the most competition, often drawing multiple offers, while luxury properties above the $700,000 mark remain a more selective market.
With Tomball’s strong school ratings, expanding business base, and proximity to both SH-249 and the Grand Parkway, demand is expected to remain steady. However, buyers will still need to move quickly when well-priced homes hit the market, as limited inventory in the most affordable price brackets continues to drive competition.
Quick Facts — Tomball Q2 2025 Housing Market
- Tomball: 28% affordability, $400,000 median price, $2,980 monthly payment.
Stay with My Neighborhood News for ongoing coverage of real estate trends in Tomball and Northwest Harris County.
Tiffany Krenek has been on the My Neighborhood News team since August 2021. She is passionate about curating and sharing content that enriches the lives of our readers in a personal, meaningful way. A loving mother and wife, Tiffany and her family live in the West Houston/Cypress region.