How to Avoid Home Improvement Scams: A Guide from the Texas Attorney General's Office
In the wake of natural disasters such as the derecho storm in May and Hurricane Beryl earlier this month, a number of homeowners find themselves grappling with the daunting task of home repairs and improvements. This has unfortunately opened a niche for crafty swindlers, masquerading as door-to-door contractors, preying on the desperate and unsuspecting. The Office of the Attorney General of Texas shares valuable advice on how homeowners can safeguard themselves from falling victim to such scams.
Discerning Legitimate Contractors
The first step towards protection against home improvement fraud entails sensibly selecting a contractor. The Attorney General's Office recommends engaging contractors who can prove a longstanding, physical business address. Homeowners are urged to seek and compare multiple bids in writing for the work to be done, as well as references for their work. A thorough verification of all claims made by the contractors and a comprehensive written contract that includes everything promised are vital in ensuring authenticity.
Contractual Obligations and Precautions
The Attorney General's Office insists on the importance of meticulously reading and understanding every aspect of a home improvement contract before signing. Homeowners are warned against rushing into agreements or succumbing to pressure tactics from contractors. They are asked to advocate for all verbal promises to be included in the written contract, and to never leave blanks in a contract. The understanding of potential liens on properties and regular monitoring of payments can save homeowners from unexpected hurdles. A final inspection of work before making the full payment is equally crucial.
Insurance and Remediation
Insurance is another area where homeowners need to tread carefully. Not all policies cover water and mold damage, and it is critical for homeowners to report damage within specified time frames and comprehend the insurance claim process. The Attorney General's Office stresses the importance of hiring licensed professionals for remediation works and obtaining all necessary assessments and certifications. Maintaining meticulous records of all remediation work is also strongly recommended.
Final Considerations
The Office of the Texas Attorney General emphasizes the importance of due diligence before diving into any home improvement project. Investigating companies, scrupulously reviewing contracts, and negotiating the best financing terms can sound tedious, but such diligence can prevent future financial and emotional distress. By following these guidelines, homeowners can steer clear of scams, ensuring a successful and satisfactory outcome for their home improvement projects. For more tips and resources, visit this detailed resource from the Attorney General's Office.
Tiffany Krenek has been on the My Neighborhood News team since August 2021. She is passionate about curating and sharing content that enriches the lives of our readers in a personal, meaningful way. A loving mother and wife, Tiffany and her family live in the West Houston/Cypress region.
